Knowledge of Insurance is power (and money)

General Liability Policy is the BASIC to protect any Business. It will cover you in case of a lawsuit by a customer or third party and can protect your business property as well.

If you have employees, the law requires that you insure them against any job related injuries and illnesses. 

This is actually something good for you, since it will take away from you any legal responsibility related to your employees 

"on the job" accidents.

Avery business needs some type of transportation for marketing, transporting merchandize, going to service calls or just to travel to your next work related appointment.

Your personal auto policy will not do it. 

You need a commercial Auto policy to cover you during work related driving.

Do you provide professional Service? 

It took long time, studying and training to get there, but now just an error or omission claim can throw you back on the hard floor where you started.

Professional Insurance could save your day.

And here is another example of our society addiction to lawsuits. Sexual misconduct or harassment, racial discrimination, unlawful termination are all common news in todays world. Many of them are based on real employer's mistakes. You need to be covered.

And of course, most of the time your business risk may be too high for only one policy to cover. 

An Umbrella policy will give you 

an extra level of peace of mind.